- Title search and closing fee*
- Owner’s title insurance policy*
- Real estate sales commission
- Payoff of existing mortgage
- Home warranty (if applicable)
- Taxes prorated to date of closing
- Doc stamps on deed $.70 per $100 based on sales price (Miami-Dade counties $.60 per $100)
- Courier and wire fees, if applicable
- Simultaneous issue of lender title policy
- Endorsement charges to lender’s title policy
- Survey
- Termite inspection
- Home inspection
- Taxes prorated to date of closing
- Homeowners association dues and transfer fee (when applicable)
- Condominium approval fees and due (when applicable)
- 1st year homeowners’ insurance and flood insurance (when applicable)
- Recording fees for deed $10.00 first page; $8.50 each additional page and total recording of mortgage at approximately $180
- Doc stamps on mortgage $.35 per $100 based on mortgage amount
- Intangible tax on mortgage $.002 x mortgage amount
- Customary Lender Costs and fees: **(below)
- Prepaid interest – day of closing through the end of the month
- Loan origination and points
- Credit report
- Appraisal
- Tax service
- Underwriting
- Document preparation
- Private Mortgage Insurance (PMI)
- Assignment of mortgage
- Flood certification
